"We liked Phil from the first. It felt great dealing with a professional. His knowledge level and attitude were excellent!"
– David Coddington & Lisa Tretout

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Mortgage Checklist

The following items are critical to your loan being completed in a timely manner.

  • W-2 FORM'S FOR THE LAST 2 YEARS
  • 1 MONTH'S MOST RECENT PAYSTUBS
  • MOST RECENT STATEMENT (ALL PAGES) FOR BANKS, MUTUAL FUNDS, ANY INVESTMENT ACCOUNTS  AND IRA'S (INTERNET STATEMENTS ARE NOT ACCEPTED UNLESS THEY HAVE NAME AND ACCOUNT NUMBERS)
  • ESTIMATED NET PROCEEDS FROM THE HOUSE YOU ARE SELLING AND COPY OF SALES CONTRACT
  • NAME AND PHONE NUMBER OF INSURANCE AGENT


Please provide the following items if they apply to you:

  • FEDERAL TAX RETURNS FOR THE PREVIOUS 2 YEARS
    (IF SELF EMPLOYED OR RECEIVE COMMISSION INCOME)
  • COMPLETE COPY OF BANKRUPTCY PAPERS INCLUDING DISCHARGE
  • DIVORCE DECREE AND SEPARATION AGREEMENT
  • PROOF OF CHILD SUPPORT ( if being used to qualify)
  • LEASE AGREEMENTS ON RENTAL PROPERTIES
  • PROOF OF CHILD SUPPORT
  • LETTER OF EXPLANATION FOR GAP IN EMPLOYMENT
  • VETERAN- CERTIFICATE OF ELIGIBILITY AND DD214
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